In a bowl add all of the wet ingredients and mix until smooth. If you are using freeze dried fruit, chop the fruits into smaller pieces and add to the wet ingredients. If you are using fresh fruit, chop and dice them into small pieces (or shred the apples and zucchini) and add to the bowl. Add the dry ingredients leaving the flour until the end. Add as much flour as you need (may vary slightly if you are using fresh fruit) until the batter is soft but thick. This batter should be thick enough you can spoon it into the muffin tins and not pour it.
Preheat the oven to 350 degrees. Grease 18 muffin tins with non-stick cooking spray. Spoon batter into the tins to about 3/4 full. Sprinkle the tops with some cinnamon and sugar and a few oat pieces.
Place pans in the oven and bake for 15-18 minutes or until lightly golden brown and firm when touched. Remove from the pan, let cool for 5 minutes and remove from the tins. Serve warm or cold.